Debt rescheduling | Loan Consolidation

You want to save a lot of money and get more air in your checking account? Then you owe the repayment credit at your bank now with a installment loan. Credit changes with Creditlope only offer opportunities, no risk! Even as an average bank customer, you can immediately save hundreds of US dollar interest – even without significantly increasing your ongoing charges.

Even as an average bank customer, you can immediately save hundreds of US dollar interest – even without significantly increasing your ongoing charges.

The Germans have currently lent around $ 17bn from their bank over the overdraft of the current account. Disbursed loans are a deceitful cost trap with a sense of well-being: they can be used at any time and require no application and no tedious discussions. If you fall into this case, you become the dairy cow of your bank: on average, banks demand around 11 percent interest for their disposition – the “historically low interest rate level” takes place somewhere else.

From 1,95% APR *

We always make you the cheapest loan offer from a variety of options.
* Detailed information on this non-binding interest offer: borrowing rate 1.93% fixed for the entire term, 3.000, – USD net loan amount, 1.95% annual percentage rate, 24 months maturity, no processing fee, monthly loan amount 138.21 USD, total amount 3,317.04 USD. Bonitt provided.
Representative example: With a net loan amount of, for example, USD 5,000 and a maturity of 72 months, two-thirds of Creditlope’s customers are expected to receive an annual percentage rate of charge of 8.45% or better (fixed borrowing rate of 7.91%).

For example, select:

For example, select:

  • Option I: Dispo debit for 16 US dollar per month *
    With an installment loan, the dispatch can be compensated in one fell swoop – at much lower interest rates. With an average utilization of 4,000 US dollar and monthly interest charges, most savings banks, cooperative banks and large retail banks charge 40.00 US dollar per month * only for debit interest. There are two possibilities: Either the credit is balanced or inherited to posterity.

    With a favorable installment loan, you can finance 4,000 US dollar for a monthly rate of around 56.00 US dollar *: For 16.00 US dollar * more per month, the endless credit line becomes an installment loan with an 84-month term. The monthly burden does not change significantly but the account is immediately back in positive territory and set the course for debt relief.

  • Option II: Reposting and quickly repaying the loan
    If the budget is available, the repayment of the installment loan can be made much faster at even lower interest rates. Unlike bank overdrafts, bank customers benefit from low interest rates for installment loans. Loans are also available to customers with average credit at 4-5 percent interest. With a monthly loan installment of around $ 120 *, an account covered by $ 4,000 can be conveniently and conveniently disposed of in 36 months. Bank customers will also have the choice here: 40 US dollar per month * until St. Nimmerleinstag or 120 US dollar * for three years.

Details: Debit interest rate 1.93% fixed for the entire term, 3.000, – USD net loan amount, 1.95% APR, 24 months term, no processing fee, monthly loan amount 138.21 USD, total amount 3,317.04 USD. Bonitt provided.
Representative example: With a net loan amount of, for example, USD 5,000 and a maturity of 72 months, two-thirds of Creditlope’s customers are expected to receive an annual percentage rate of charge of 8.45% or better (fixed borrowing rate of 7.91%).

The credit line is the beginning of the end

The credit line is the beginning of the end

The cost is a weighty argument for immediate account settlement – but by no means the only one. Disbursements are often enough the beginning of the end: First, the occasional then the chronic use. Finally, the credit line agreed with the bank is overshadowed. Such tolerated overdrafts are not only associated with punitive interest and additional fees, but are dangerous: the a automatically classifies the credit rating as worse and can threaten it every day with a disposition or even an account. But then it is often too late for a rescheduling because the creditworthiness has already suffered.

Do not let it get that far! We support you in debt restructuring and take your individual situation into account. A message to us and as a rule, the credit is a week later history!